Profitable Indianapolis Bakery for Sale, SBA with 15% Down

Description

Acquire this profitable bakery for sale in Indianapolis, Indiana with verified annual sales of $685,730 and Owner Benefit of $210,135 recognized by lenders. Eligible for SBA financing with 15 percent down, this established business offers proven systems, dependable customer traffic in Marion County, and documented financial performance that allows a buyer to transition into active cash flow from day one. This opportunity is suitable for both owner operators and multi unit buyers seeking immediate growth and an established operating platform.OPERATIONSThe bakery operates five days per week with business hours from 5:00 AM to 8:00 PM Tuesday through Friday and 5:00 AM to 5:00 PM on Saturday, creating a balanced schedule while capturing peak demand periods. A team of nine employees supports daily operations and consistent service standards. The seller will provide four weeks of training to ensure a smooth transfer of recipes, preparation processes, purchasing procedures, and supplier relationships.The kitchen is fully equipped and designed for efficient production with organized workstations that support high volume output, quick service, and effective labor management.FACILITYThe business occupies approximately 2,200 square feet with a layout optimized for production, takeout, catering, and counter service. Monthly rent is $2,700 with a lease secured through July 2027. The property includes approximately 25 parking spaces to accommodate customers, employees, and delivery services.Operations do not include alcohol service, reducing permit requirements and simplifying management. The front and back of house configuration supports efficient workflows, quality control, and staff training.FINANCIAL PERFORMANCEOffered at $520,000, the business demonstrates strong financial results, controlled labor and food costs, and a healthy rent to sales ratio that supports profitability. SBA financing with 15 percent down may allow buyers to preserve capital for marketing initiatives, staffing expansion, or future growth opportunities.Clear reporting and repeatable operating systems provide confidence during due diligence and support an efficient transition process.SALE REASONThe business is being offered for sale due to retirement. The new owner will inherit a stable operation, an experienced team, two scheduled days off each week, and documented Owner Benefit of $210,135 supported by historical business performance.