SBA Pre-Qualified Luxury Jewelry Boutique

Description

Luxury jewelry boutique for sale with an operating history dating back to 2008. The business focuses on designer jewelry, custom pieces and higher-value gemstones, with a large portion of sales coming from repeat clients and referrals.

Financials

• 2024 gross sales: $1,871,657
• 2025 gross sales: $3,866,527
• 2024 owner profit: $520,297
• 2025 owner profit: $1,312,595
• Seller reports partial SBA pre-qualification

The SBA structure is represented as allowing certain qualified buyers to purchase with approximately 10% down and finance the remaining amount over a 10-year amortization period. Final qualification, down payment and loan terms remain subject to lender and SBA approval.

Store

• Approximately 1,700 sq. ft.
• High-end shopping-center location
• Lease currently extends through 2029
• Private, appointment-oriented customer experience

Inventory model

The business uses a combination of owned inventory, vendor relationships and consignment arrangements. This gives the store access to a broad product selection without requiring all merchandise to be purchased and held directly.

Buyers should review owned inventory separately from consigned goods and confirm valuation, aging, supplier payment terms and return rights.

Products and sales

• Designer fine jewelry
• Custom jewelry
• Diamonds and gemstones
• Investment-grade stones
• Company-owned jewelry collection

The company's own collection represents approximately 20% to 25% of total sales, according to the seller.

Custom work is another important revenue source. The seller reports average custom order values in the mid to high five figures, with some transactions exceeding six figures.

Customers

The primary client base consists of professionals, entrepreneurs and families generally between 35 and 65 years old. The business has developed much of its sales through long-term relationships, repeat purchases and referrals.

Operations

The owner reports spending approximately 20 hours per week on the business. Daily activity is supported by store employees, part-time staff and a brand manager who handles social media and customer engagement.

Buyers should review which client relationships and high-value sales currently depend directly on the owner.

Growth

Online sales currently represent less than 0.1% of reported revenue, leaving room to develop digital sales without changing the existing retail model.

• Expand eCommerce
• Add online appointment scheduling
• Increase digital and social media marketing
• Develop the company's proprietary collection
• Increase remote custom-design consultations

Transaction

The seller is willing to provide transition support and may consider flexible structures such as seller financing or an earn-out, subject to agreed terms.

Buyer review

Buyers should verify historical financials, owner-profit adjustments, inventory valuation, consignment agreements, customer concentration, lease terms, staff compensation and vendor relationships.

The transaction should also clearly identify trademarks, design rights, customer records, digital assets, proprietary collections and any customer-owned or consigned jewelry held by the business at closing.