SBA Pre-Qualified Luxury Jewelry Boutique

Description

This established luxury fine jewelry boutique has operated since 2008, building its reputation through relationship-based sales and a curated selection of designer jewelry, custom pieces, and investment-grade gemstones. The business serves a loyal client base seeking private service, exclusive collections, and personalized jewelry.The business is partially SBA pre-qualified, allowing qualified buyers to purchase with as little as 10% down, with the remaining SBA loan amortized over 10 years at competitive interest rates. The 1,700-square-foot retail store is located in a high-end shopping center and operates under a lease secured through 2029. The business has developed a strong reputation for service and product quality, resulting in repeat customers and referrals.Highlights:SBA pre-qualifiedEstablished in 20081,700-square-foot retail locationLease secured through 2029Hybrid inventory modelAverage order values in the mid to high five figures, with some exceeding six figuresGrowth opportunitiesFlexible deal structures availableFinancial performance increased from gross sales of $1,871,657 in 2024 to $3,866,527 in 2025. Owner profit increased from $520,297 to $1,312,595 during the same period. The business operates a hybrid inventory model supported by vendor partnerships and consignment relationships, allowing access to a broad product selection while reducing inventory requirements.The company also offers its own jewelry collection, representing approximately 20% to 25% of total sales. Custom jewelry design is another major revenue source, with projects featuring diamonds and gemstones sourced through a global supplier network. Most custom orders range from the mid to high five figures, with some exceeding six figures.The owner spends approximately 20 hours per week managing the business. Daily operations are handled by an experienced team that includes store staff, part-time employees, and a brand manager responsible for social media and customer engagement. The primary customer base consists of professionals, entrepreneurs, and families between the ages of 35 and 65.Online sales currently represent less than 0.1% of total revenue, creating opportunities to expand through eCommerce, digital marketing, and online appointment scheduling. The business also benefits from a retail lease extending through 2029. The seller is willing to provide transition support and is open to flexible deal structures, including seller financing or earn-out arrangements.